Deposit Interest Rates
Effective July 1, 2020
| Account | Interest Rate | Annual Percentage Yield (APY) | Min. Balance |
|---|---|---|---|
| NOW Account | 0.05% | 0.05% | $1,000.00 |
| Passbook Savings | 0.10% | 0.10% | $0.01 |
| Money Market Savings | 0.20% | 0.20% | $5,000.00 |
| 182 Day CD | 0.35% | 0.35% | $1,000.00 |
| 12 Month CD | 0.70% | 0.70% | $1,000.00 |
| 24 Month CD | 0.95% | 0.95% | $1,000.00 |
| 30 Month CD - Not available for new sales | 0.60% | 0.60% | |
| 36 Month CD | 1.00% | 1.00% | $1,000.00 |
| 48 Month CD | 1.05% | 1.05% | $1,000.00 |
| 60 Month CD | 1.25% | 1.25% | $1,000.00 |
| IRA Savings | 1.25% | 1.26% | $0.01 |
*CD Interest Payable Semi Annually
* Pentalty for early withdrawal on CDs
* APY may change after account opening on Non-Time accounts
* Fees may reduce earnings on Non-Time accounts
* APYs are accurate as of the above date