Deposit Interest Rates
Effective January 2, 2020
| Account | Interest Rate | Annual Percentage Yield (APY) | Min. Balance |
|---|---|---|---|
| NOW Account | 0.25% | 0.25% | $1,000.00 |
| Passbook Savings | 0.40% | 0.40% | $0.01 |
| Money Market Savings | 0.65% | 0.65% | $5,000.00 |
| 182 Day CD | 1.40% | 1.41% | $1,000.00 |
| 12 Month CD | 1.80% | 1.81% | $1,000.00 |
| 24 Month CD | 1.90% | 1.91% | $1,000.00 |
| 36 Month CD | 2.00% | 2.01% | $1,000.00 |
| 48 Month CD | 2.10% | 2.11% | $1,000.00 |
| 60 Month CD | 2.20% | 2.21% | $1,000.00 |
| IRA Savings | 2.20% | 2.22% | $0.01 |
*CD Interest Payable Semi Annually
* Pentalty for early withdrawal on CDs
* APY may change after account opening on Non-Time accounts
* Fees may reduce earnings on Non-Time accounts
* APYs are accurate as of the above date